If you’re not stacking cashback offers when you shop for groceries, you’re leaving money on the table. One of the easiest—and most effective—ways to boost your savings is by using Ibotta, a rebate app that rewards you for purchasing specific grocery items. And with just a few extra steps, you can stack those rewards with loyalty programs, credit card points, and other cashback tools to save even more.

Here’s how to activate Ibotta offers and maximize every grocery run.

Step 1: Download and Set Up Ibotta

Before anything else, download the Ibotta app and create a free account. Once you’re in, you can browse hundreds of current grocery offers, including discounts on fresh produce, name-brand pantry items, dairy, frozen meals, and more.

Step 2: Activate Offers Before You Shop

This part is crucial—Ibotta rewards only apply to offers you’ve selected in advance. Inside the app, tap the store where you’ll be shopping (e.g., Walmart, Kroger, Safeway), then scroll through available deals and tap “+” to activate any offers that match your grocery list.

Pro tip: Offers update frequently, so check just before you head to the store.

Step 3: Shop Normally (but Keep Your Receipt)

After you’ve activated offers, shop as you usually would. If your store allows loyalty card linking—such as Safeway or Kroger—you can connect your card and skip receipt uploads. Otherwise, keep your paper receipt for later.

Step 4: Redeem for Cashback

Once you’ve checked out, upload your receipt to Ibotta (or let the app auto-verify linked purchases). Within 24–48 hours, your account will be credited with cashback for any qualifying items you bought.

You can cash out once your balance reaches $20 via PayPal, gift cards, or direct deposit.

Bonus Tip: Stack with Fluz for Maximum Savings

Want to go a step further? Buy a store gift card through Fluz before heading out. For example, earn cashback at Safeway with a Fluz gift card, then activate Ibotta offers and get double the savings on one trip.

Final Thought

Using Ibotta alone is a win, but stacking it with tools like Fluz and grocery loyalty programs helps you stretch your food budget even further. It only takes a few extra taps, and the savings can add up to hundreds over the course of a year.